PearLife exists to provide financial support to active WLU members during critical illness or bereavement. It reflects the idea that membership should not only build the future, but also protect families during difficult moments.
As WLU grows, the strength and reliability of this support structure can grow with it.
Provides financial security during critical illness or after a member's death.
Eases the financial burden on families during difficult times.
Reflects WLU's commitment to supporting members and fostering socio-economic growth.
PearLife supports active WLU members in the event of critical illness and death. It is a defined member benefit tied to active contribution and the agreed support process.
PearLife member support
Your payout percentage is determined by your membership tier. The higher your category, the greater the sum assured paid to your beneficiary.
Members will also be able to withdraw 50% of the sum assured after 20 years of membership, on condition that one has not utilized this benefit.
In the event of a valid claim, the payout will be made to the designated beneficiary or estate of the deceased member in Ugandan Shillings (UGX) via direct bank transfer. Payments are processed following committee approval and subject to verification of all required documentation.
Contact the WLU Office to notify them of the claim.
Submit the required documentation, including medical reports or death certificate.
The Insurance Committee will review and verify the claim.
Approved claims will be processed and disbursed to the beneficiary or estate.
Our vetting process ensures every claim receives a fair, structured review across seven defined stages.
Complete the PearLife claim form.
Confirm that monthly membership contributions and the required annual PearLife fee are up to date.
Receive verification, review, and the final support decision.
PearLife is overseen by a multidisciplinary committee spanning medicine, public health, statistics, law, and enterprise risk. Their role is to guide policy integrity, claims oversight, and long-term sustainability for members.
Dr. Noela C. Owarwo is a physician and Deputy Head of the Department of Prevention, Care, and Treatment at the Infectious Diseases Institute. Her medical leadership, public health expertise, and experience managing large healthcare programmes help guide PearLife toward evidence-based, ethical, and member-centred policy decisions.
Dr. James Wandera brings a rare combination of healthcare leadership, public health knowledge, and business experience. His background across clinical service, medical supply ventures, and governance roles strengthens PearLife’s operational thinking, strategic direction, and responsiveness to member needs.
Faith Tushabe is a seasoned statistician with more than 13 years of experience at the Uganda Bureau of Statistics. Her strengths in quantitative analysis, monitoring, and evaluation support PearLife’s data-driven decision-making, risk assessment, and long-term financial modelling.
Kenneth Balondemu is a Partner at Baraka Legal Associated Advocates and brings legal depth to the PearLife Committee. He helps ensure that legal frameworks, regulatory obligations, compliance requirements, and member protections are handled with clarity, diligence, and professional integrity.
Martin Anioka is Chief Risk Officer at PostBank Uganda and has led risk, governance, audit, and internal control functions across major financial institutions. His experience in enterprise risk management and regulatory compliance strengthens PearLife’s resilience, oversight, and long-term sustainability.
Your PearLife benefit remains active only while your monthly contribution and annual insurance fees are up to date.
All claims must follow the defined submission and vetting process. Unverified or fraudulent claims will be rejected.
As the organisation grows and evolves, policy terms may be updated. Members will always be notified in advance of any material changes.
We are committed to supporting our members through difficult times and helping them live a dignified life. Your contribution is not just building Uganda — it is protecting you and your family right now.
Maintain your monthly contribution to keep your PearLife benefit fully active. Every payment is a promise kept to yourself and the people who depend on you.